Our Services

Bankruptcy and Debt Counseling

Our Practice Areas:

• Chapter 7 Bankruptcy

• Chapter 13 Bankruptcy

• Debt Counseling

• Negotiating with Creditors

• Judgments and Garnishments

• Foreclosures

Are You Overwhelmed By Debt?

If you are at this website, you have already taken the first step.  Filing bankruptcy is an important decision, and not to be made lightly.  The next step is to meet with a bankruptcy attorney to evaluate the options available to you.  Many people feel ashamed that they cannot pay their debts, even if their circumstances are beyond their control.  I will listen and help you evaluate your options, without judgment.  Taking action can help relieve the fear and feelings of hopelessness.

Bankruptcy is a powerful legal tool that offers a light at the end of the tunnel – the possibility of a future relieved from the burden of overwhelming debt.

Why Hire Theresa A. Peterson Law Office?

Bankruptcy is a highly specific and complicated legal process where hiring a lawyer can make a difference. The consequences of getting it wrong are serious and costly. If you have been sued or a creditor is attempting to garnish your bank account or your wages, deadlines apply, and it is even more important to act quickly to preserve your rights.

One of our attorneys will meet with you in person AT NO CHARGE for the first 30 minutes to review your information and discuss your options.  Together we will come up with the best solution.  It might mean paying off your creditors at a reduced rate.  It might mean doing nothing, and waiting a while. It might mean filing bankruptcy to prevent or stop litigation. Every situation is unique.

If you hire us, our attorneys will personally oversee each step of your case from start to finish.  We will identify the important issues in your case and deal with them proactively.  We will make sure your petition is accurate and complete. We will represent you at the Meeting of Creditors and answer all of your questions along the way.

Fees and Costs

There is no charge for the initial phone call or email.  We also offer a free in-person 30-minute consultation.  Bankruptcy cases are typically handled on a flat fee basis, although motions and contested matters are billed at an hourly rate. 

After we have reviewed your information, we will let you know the estimated fees.  The cost of legal services will depend upon the complexity of your case and the estimated time involved. For most cases, the attorney fee is $2,000 plus $338 for filing with the court.

We offer flexible payment options, including payment plans.